Precisely why Do You Need a Car Service Plan?
November 25, 2020
No doubt you’ve heard of a Car Service Plan just before, but do you know exactly what a Service Program is and how it can benefit you? Without knowing what it is, it can sound a bit just like a luxury, but nothing could be further from your truth. If you want to spend a small amount of cash every month (we’re talking approximately R150) and be covered for your car servicing needs in the future, we suggest you read on.
What is a Car Service Plan?
First of all, let’s talk about what exactly, a Car Services Plan is. Basically, it’s a strategy that will pay for the regular services of your car. The exact parts of the program that it covers will be stipulated by your car manufacturer, as most service providers of such plans will stick to what is suggested by the manufacturer. Parts, fluids plus labour are the general elements which are covered. The plan can run over a particular time frame, or according to a certain amount of kms driven. Whenever your car is due for any service, the elements stipulated will be covered, no hassles.
Of course , there are limitations: if you bring your car into the services centre in pieces, your strategy won’t cover it. Major mechanical damage and electrical faults defintely won’t be covered, but this is standard using service plans. If you took your vehicle for a service and they fixed just about all mechanical and electrical damage included in the service, mechanics would go out of business, and so would service centres!
What are the benefits of a Car Service Plan?
As you’ve probably guessed, there are quite a few benefits to taking out a Service Plan.
First of all, the biggest benefit: you need never be worried about inflation increasing the costs of your providers. Without a service plan, every time you take your car in, the price of a regular service will have increased to compensate to get inflation. With a Car Service Plan, this doesn’t happen. You pay a fixed instalment every month throughout your subscription towards the plan. This also saves you money with time. So , a little instalment every month is all it takes to ensure that your car is serviced, and you get to avoid pesky pumpiing price increases. You get to budget your car-care with professionals.
Secondly, you know that you’ll get a return on investment. Take Car Insurance for example. Car owners take out insurance plan for the possibility of an accident or vehicle damage. No-one knows whether they will have to claim from insurance at some phase, but the risk of not having this type of cover is too great to take, therefore people do not mind parting with sums of money they may never visit a return on. With a Car Service Plan, you know that your car will need maintenance regularly.
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Whatever premium you pay out, you know you’re going to get a return on the month-to-month instalments because you will be claiming frequently for services.
Third but not minimum, your car will run all the better for regular servicing. We have all done it – procrastinated over a services and put it off until there is certainly money available. As your car sits un-serviced but still in use, the damage that has formed in the mechanics starts to degrade your car even further, and more rapidly. Eventually, when you have a service, the cost of repairing the damage done by the wear and tear build-up can be expensive. If you get your car serviced when it is supposed to be, the car will not suffer from existing damage decreasing the performance. The car will also last longer and become far easier to sell, as it will have an entire service history created for you by your service provider.